Liens, taxes and code
Unpaid taxes, municipal violations and property liens can complicate a traditional sale, but they do not always make a sale impossible.
MaliHaus can review the property and available information to determine whether the issues may be addressed as part of a potential transaction. Title and legal questions must be confirmed by the appropriate professionals.
A sale transfers clear title, so anything recorded against the property has to be dealt with before it can complete. Unpaid taxes, a contractor's lien, a judgment or an accumulated set of code fines all sit in the way until they are resolved.
What makes this difficult for owners is that the full picture is rarely visible from the kitchen table. Items can be recorded that the owner does not know about, and the totals frequently continue to grow while nothing is being done.
Not everything below will apply to you. Most owners in this situation recognise at least one of them.
Tell us what you know, including the parts you are unsure about. A title search establishes what is actually recorded, and that is the point at which the situation stops being an unknown.
Depending on what is found, some items can be dealt with as part of a transaction. Whether that applies to your property depends on the specifics and on local rules, and it has to be confirmed by the title company and the appropriate professionals rather than assumed.
Important. MaliHaus is not a law firm, a tax adviser or a title company. Nothing here is legal or tax advice, and nothing here is a promise that any lien, violation or tax debt can be resolved. Tax and code enforcement procedures differ by state and by municipality. Title and legal questions have to be confirmed by qualified professionals where the property is located.
Every property is assessed against all three before anyone quotes a number. Which one applies depends on the property, its condition and the scope of the work.
We complete a full property inspection to evaluate its condition, repair requirements and overall project scope. If the property meets our purchasing criteria, we move forward using our own cash with no lender financing to fall through.
If the project carries more risk than we want to take on alone, we may, with your written approval, complete select repairs while the property is under contract. By investing our own money first, we make the home more attractive to our investor partners and demonstrate that we have real skin in the game. That commitment gives our partners greater confidence to join the purchase and complete the project with us.
Through our partnership with a national real estate syndicate, we can present your property to investors across the country. Qualified buyers can review the opportunity and compete to purchase it, creating exposure beyond the local market.
Share the address, condition of the property and the situation you are facing.
The MaliHaus team reviews the property, the repair requirements, the local market and the available purchase route.
MaliHaus explains which of the three selling approaches may fit the property. The owner decides whether the proposed solution works for them.
Often a recorded item is settled out of the proceeds at closing, but whether that works depends on what it is and how much it is. A title search is what settles the question.
That is normal and it is exactly what a title search establishes. Tell us what you know and the search fills in the rest.
Then you need to know that before you spend any more energy on it. Some authorities will consider a reduction in connection with a sale that corrects the underlying problem, which is a conversation to have with them, not a promise we can make.
Tell us how long. Where the process has reached matters a great deal to what is still possible, and it varies by state and by county.
Start with the situation you are in, not a form. It takes about two minutes, you tap rather than type, and nothing here commits you to selling.
Serving homeowners across Florida and selected markets nationwide. This situation is one we look at across every market below.
Several of these often overlap. If more than one applies, mention it when we speak.
You do not need to diagnose the problem or choose the right page. Tell us about the property, your circumstances and the outcome you want. The MaliHaus team will review the information and let you know whether it may be able to help.
