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Financial pressure

Has an unexpected financial change made the property difficult to keep?

Loss of income, medical expenses, rising ownership costs or other life changes can place pressure on a homeowner.

MaliHaus can confidentially review the property and determine whether a possible sale could provide a practical way forward. MaliHaus does not offer legal, tax, bankruptcy or financial advice.

★★★★★ Rated 4.8 stars by more than 400 MaliHaus clients Serving homeowners across Florida and selected markets nationwide.

The costs of owning have moved

For a lot of households the mortgage is not what changed. Insurance premiums, association dues, taxes and maintenance have all moved, and a payment that was comfortable a few years ago is no longer comfortable now.

Add a change in income, a medical event or a business going quiet, and the property shifts from being the thing that provides security to being the thing generating the pressure.

What tends to complicate it.

Not everything below will apply to you. Most owners in this situation recognise at least one of them.

Insurance and association costs keep risingThese are outside the owner's control and can move sharply from one year to the next.
Maintenance gets deferred firstIt is the easiest thing to postpone, and postponing it makes the property harder to sell later.
Credit gets used to hold it togetherCovering ownership costs with credit cards or loans usually enlarges the problem rather than solving it.
Deciding gets put offThe longer a decision waits, the fewer options tend to remain available.

How MaliHaus may be able to help

A confidential review costs you nothing and gives you a real figure. Whatever you decide afterwards, deciding with a number in front of you is better than deciding without one.

If the honest answer is that selling would not improve your position, we will tell you that. And if there is a route that suits you better than selling to us, we would rather you took it.

3 Ways to Sell

Every property is assessed against all three before anyone quotes a number. Which one applies depends on the property, its condition and the scope of the work.

01

We inspect it, then buy it ourselves

We complete a full property inspection to evaluate its condition, repair requirements and overall project scope. If the property meets our purchasing criteria, we move forward using our own cash with no lender financing to fall through.

Best when the property fits our direct-purchase criteria and you want a straightforward cash sale.
02

We improve it, then bring in an investor partner

If the project carries more risk than we want to take on alone, we may, with your written approval, complete select repairs while the property is under contract. By investing our own money first, we make the home more attractive to our investor partners and demonstrate that we have real skin in the game. That commitment gives our partners greater confidence to join the purchase and complete the project with us.

Best when some upfront improvements can create a stronger and more dependable path to closing.
03

Our national investor network competes for it

Through our partnership with a national real estate syndicate, we can present your property to investors across the country. Qualified buyers can review the opportunity and compete to purchase it, creating exposure beyond the local market.

Best when broader exposure and competitive investor demand could produce a stronger result.

How it works, in three steps.

Step 1

Tell us about the property

Share the address, condition of the property and the situation you are facing.

Step 2

Let us evaluate the opportunity

The MaliHaus team reviews the property, the repair requirements, the local market and the available purchase route.

Step 3

Review your options

MaliHaus explains which of the three selling approaches may fit the property. The owner decides whether the proposed solution works for them.

Questions people in this situation ask.

Will anyone find out I have contacted you?

No. There is no listing, no sign and no marketing. It is a private conversation.

What if selling still would not fix things?

Then we will say so. Knowing that is genuinely useful, because it means you can stop considering an option that would not have worked.

I am behind on payments as well.

Then the foreclosure and missed payments page is worth reading too, and mention it when we speak so we understand the full position.

Am I obliged to sell if I ask for a review?

No. Asking what a property is worth commits you to nothing at all.

Request a Confidential Review

Start with the situation you are in, not a form. It takes about two minutes, you tap rather than type, and nothing here commits you to selling.

Areas we serve.

Serving homeowners across Florida and selected markets nationwide. This situation is one we look at across every market below.

Related situations.

Several of these often overlap. If more than one applies, mention it when we speak.

Not sure which situation applies?

You do not need to diagnose the problem or choose the right page. Tell us about the property, your circumstances and the outcome you want. The MaliHaus team will review the information and let you know whether it may be able to help.

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