Damaged property
Fire, flooding, storms and water intrusion can leave an owner facing repairs, insurance questions and an uncertain timeline.
MaliHaus can review damaged properties in their current condition. Depending on the circumstances, a direct sale may allow the owner to move forward without managing the complete restoration.
After serious damage the owner is handed a second job. There is an adjuster to deal with, a scope of works to agree, contractors to find and schedule, and a property that cannot be lived in or let while all of that happens.
A severe storm makes it harder still, because it creates the same problem for a great many households at once. Contractors are booked, materials are slow, and the timeline stops being anything the owner controls.
Not everything below will apply to you. Most owners in this situation recognise at least one of them.
We can review a property in its damaged state, including one where the restoration has been started and stopped. Finishing the work is not something we require before looking at it.
Where there is an open insurance claim, say so early. How a claim is treated in a sale depends on the policy and on where the claim has reached, and that is a question for your insurer and your own adviser rather than for us. What we can tell you is whether a purchase may be possible.
Important. MaliHaus is not an insurance adviser, a public adjuster or a law firm. Nothing here is advice about your policy, your claim or your rights under it. Questions about a claim, an assignment of benefits or a settlement should go to your insurer, your own adjuster or an attorney.
Every property is assessed against all three before anyone quotes a number. Which one applies depends on the property, its condition and the scope of the work.
We complete a full property inspection to evaluate its condition, repair requirements and overall project scope. If the property meets our purchasing criteria, we move forward using our own cash with no lender financing to fall through.
If the project carries more risk than we want to take on alone, we may, with your written approval, complete select repairs while the property is under contract. By investing our own money first, we make the home more attractive to our investor partners and demonstrate that we have real skin in the game. That commitment gives our partners greater confidence to join the purchase and complete the project with us.
Through our partnership with a national real estate syndicate, we can present your property to investors across the country. Qualified buyers can review the opportunity and compete to purchase it, creating exposure beyond the local market.
Share the address, condition of the property and the situation you are facing.
The MaliHaus team reviews the property, the repair requirements, the local market and the available purchase route.
MaliHaus explains which of the three selling approaches may fit the property. The owner decides whether the proposed solution works for them.
We can review the property, and the claim is a factor in what is realistic. How it is handled depends on your policy and the stage the claim has reached, which your insurer and your adviser will confirm.
No. Owners contact us precisely because they do not want to manage a full restoration.
It is common and it does not prevent a review. Tell us what was done and what was left, and share any paperwork you have.
No. It is one of the things we take into account. Tell us what you know rather than trying to make the property presentable first.
Start with the situation you are in, not a form. It takes about two minutes, you tap rather than type, and nothing here commits you to selling.
Serving homeowners across Florida and selected markets nationwide. This situation is one we look at across every market below.
Several of these often overlap. If more than one applies, mention it when we speak.
You do not need to diagnose the problem or choose the right page. Tell us about the property, your circumstances and the outcome you want. The MaliHaus team will review the information and let you know whether it may be able to help.
